Compensation Disclosure

At Sylvan Agencies Insurance, our role is to provide you with the best insurance value that combines coverage, service, and price. We also provide personalized service that includes professional advice, ongoing policy maintenance and claims support. When an issue arises regarding your insurance coverage, we are your advocate using our experience and leverage with our insurance companies to best represent your interests.


Business Insurance

Broker compensation is part of your premiums. For your benefit, we have listed below our contracted insurance.


AIG 7% to 20%
Aviva* 7% to 20%
Cansure 7% to 20%
C N A* 7% to 20%
CFC 7% to 20%
Chubb* 7% to 20%
Ecclesiastical* 7% to 20%
Economical/Definity* 7% to 20%
Gore Mutual* 7% to 20%
Intact* 7% to 20%
Liberty 7% to 20%
Northbridge* 7% to 20%
Old Republic* 7% to 20%
Peace Hills* 7% to 20%
Pembridge* 7% to 20%
Premier Canada 7% to 20%
SGI Canada* 7% to 20%
Sovereign* 7% to 20%
Travelers* 7% to 20%
Trisura* 7% to 20%
Victor 7% to 20%
Wawanesa* 7% to 20%
Zurich* 7% to 20%


We are paid commissions for each policy that we issue (new business and renewals) which ranges from 7% to 20%.

We will notify clients if this commission structure changes or if commissions increase.


Contingent Bonuses

In order for us to maintain strong relationships with our contracted insurance companies we work with them to place business that best fits their target niches. Some insurance companies provide an incentive through profit sharing arrangements if we achieve certain growth, retention and portfolio profitability targets. The insurance companies noted with a star(*) beside their name have these arrangements in place with our office. These contingent bonuses are never guaranteed and do not influence where we place our clients’ business.


Your insurance company should have provided you with a consumer code of rights and responsibilities. If you do not have a copy it can easily be obtained from their website. If you have any questions regarding this or any other aspect of your insurance please contact us.


Financial Relationships

Sylvan Agencies Insurance has a financial relationship with Aviva Insurance Company of Canada. Aviva Insurance Company of Canada has provided financing to support the general business strategies for Sylvan Agencies Insurance.

Copyright © 2017-2023 Sylvan Agencies Insurance

Rogers Insurance and CapriCMW Merge to Become Acera Insurance.

Sylvan Agencies, as part of the Rogers Insurance Group, is now Acera Insurance.

As one unified company, we are one of Canada's largest independent and employee-controlled brokerages.