At Acera Insurance (formerly Sylvan Agencies), we offer affordable coverage to keep you protected whether you’re on the road, a trail, or in the back country. Our comprehensive leisure craft and snowmobile insurance Sylvan Lake is specifically designed for off-road vehicles, snowmobiles, and more!
Our brokers will work with you to build a customizable and affordable insurance package with a variety of coverage options third party liability property, damage, bodily harm. Have fun and hit the throttle knowing you have the right insurance coverage when you head outdoors.
Sylvan Lake leisure craft insurance
Whatever your coverage needs, we are sure to have the right protection to protect you and your snowmobile. We insure a variety of leisure crafts, including:
- Snowmobiles
- ATVs
- Crossover leisure craft
- Trailers or sleighs for towing
Free Sylvan Lake snowmobile quotes
Fill out our online form or call one of our brokers today to get affordable snowmobile insurance from one of Canada’s most trusted brokerages.
Legal requirements for snowmobiling
Laws governing snowmobile operation differ for private and public property in Alberta.
In a Public Place
- The rider must have a properly registered and insured machine.
- The driver must be 14 years of age to operate a machine independently.
- A person younger than 14 must be accompanied by an adult or supervised closely while receiving instruction.
- An operator of a snowmobile must produce insurance and registration when requested to do so by an enforcement or peace officer.
On Private Land – Ensure you ask permission before entering
- You do not need a driver’s license, registration or insurance if you are riding on land you own or have acquired the right to access.
- There is no age requirement when riding on private land, you own or have established the right to access.
- Entering without permission makes you a trespasser: Petty Trespass Act (June 1, 2004 Amendment).
Snowmobile insurance requirements and rules
Previously, a property owner had to appear before a justice of the peace in order to lay charges. Now, a peace officer can issue a ticket in the amount of $250, and the alleged trespasser may then either voluntarily pay the fine or set a date to appear in court to dispute the charge or amount of the fine.
In more serious incidents of trespass, in either case, the maximum fine available is $2,000 (from $100) for a first offence.
When a person is charged with a second or subsequent offence with respect to the same property the person is required to appear before a justice without the alternative of making a voluntary payment. The maximum penalty is $5,000.
Insurance Requirements
- To be properly insured, you must have a minimum coverage of $200,000 for public liability and property damage.
- A $1,000,000 public liability and property damage insurance is commonly carried.
- Contact Acera Insurance to discuss what options are available to cover your snowmobile.
Registration Rules
- Registration papers may be obtained from any licensing and registry agent.
- The minimum age required to register a snowmobile is 18 years.
- A license plate must be securely attached in a visible location on the front or rear of the snowmobile.